FK & Associates

Real Estate Firm

Your Trusted Partner in North Carolina Real Estate

Serving Lake Norman • Charlotte • Mooresville • Cornelius • Denver • Huntersville • Troutman • Matthews • Ballantyne • Belmont • Lake Wylie

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500+
Properties Sold
15+
Years Experience
4
Counties Served
$200M+
In Transactions

A Legacy of Excellence in North Carolina Real Estate

With deep roots in the Lake Norman and Charlotte metropolitan area, FK and Associates brings decades of combined real estate expertise to every transaction. Our firm has earned a reputation for integrity, market knowledge, and results that exceed expectations.

As a full-service real estate firm, we maintain a team of dedicated professionals specializing across every facet of the industry — from luxury lakefront estates and investment portfolios to commercial acquisitions, raw land development, and VA home buying assistance for our nation's veterans.

Investment Real Estate
Raw Land
Commercial
VA / Veterans
Rent to Own
Lake Norman
Luxury home exterior

Our Services

Comprehensive real estate solutions tailored to meet the unique needs of every client across North Carolina.

Residential Sales & Purchases

Expert guidance through every step of buying or selling your home in the Charlotte metro area.

Investment Real Estate

Maximize your portfolio with strategic investment properties and income-generating opportunities.

Commercial Property

Office, retail, and industrial properties to grow your business in North Carolina's thriving markets.

Raw Land & Development

Undeveloped parcels and land opportunities for builders, developers, and visionary investors.

VA / Veterans Home Buying

Specialized support for veterans and active-duty military with VA loan expertise and dedicated service.

Rent to Own Programs

Flexible lease-to-purchase options creating pathways to homeownership for qualifying buyers.

Lake Norman Waterfront

Premier lakefront properties on Lake Norman — from luxury estates to charming waterfront cottages.

Interior Decorating & Staging

Professional staging and design consultation to present your property at its absolute best.

Featured Properties

Explore our curated selection of exceptional properties across North Carolina.

Active
Residential Income
$1,000,000
1006 SE 3rd Street
Hickory, NC
Pending
Residential
$264,000
159 Bowman Road
Statesville, NC
Active
Residential
$259,900
1241 S Lafayette Street
Shelby, NC
Active
Land
$189,000–$250,000
Webb Forest Estates
Denver, NC · Multiple Lots
For Lease
Lease
$1,599/mo
709 E Front Street
Statesville, NC

See All Listings

Browse our complete inventory of properties across North Carolina.

View All Properties

Neighborhoods & Areas We Serve

From lakefront luxury to urban convenience, discover the communities that make North Carolina extraordinary.

Premier Lakefront

Lake Norman Living

The crown jewel of North Carolina's inland coast. Lake Norman offers over 520 miles of shoreline, world-class boating, and some of the most prestigious waterfront estates in the Southeast. From Mooresville's charming downtown to the upscale enclaves of Cornelius and Denver, lakeside living here is truly unmatched.

Explore Lake Norman Properties
Charlotte NC skyline

Charlotte Metropolitan

The Queen City and surrounding communities — Matthews, Ballantyne, Belmont, and Huntersville — offer vibrant urban living, top-rated schools, and thriving job markets anchored by the nation's second-largest banking center.

Charlotte · Matthews · Ballantyne · Belmont
Mooresville NC neighborhood

Mooresville & Iredell County

Known as "Race City USA," Mooresville blends small-town charm with lakefront sophistication. Exceptional schools, growing infrastructure, and proximity to Lake Norman make this one of NC's most sought-after communities.

Mooresville · Troutman · Statesville
Commercial real estate

Investment Opportunities

North Carolina's booming economy creates exceptional investment opportunities. From multi-family income properties and commercial developments to raw land with development potential, the region's growth trajectory is strong.

Iredell · Rowan · Mecklenburg · Union

Our Professionals

Meet Our Team

Dedicated real estate professionals committed to exceeding your expectations

Freddy Karmatz

Freddy Karmatz

Broker / Realtor

Broker in Charge

(727) 804-6058

freddy@fkandassociates.com

Tristan Karmatz

Tristan Karmatz

Agent

License #361885

(704) 775-5589

tristan@fkandassociates.com

Lynda Karmatz

Lynda Karmatz

Broker / Agent

Decorator / Stager

(704) 999-7905

lynda@fkandassociates.com

Mortgage Calculator

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Get in Touch

Ready to start your real estate journey? We'd love to hear from you.

Contact Information

Office Location
615 Kenway Loop
Mooresville, NC 28117
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